ECO4 Eligibility 2025: Who Qualifies for Free Upgrades?

Worried about rising energy bills? You could qualify for completely free home energy upgrades through the UK government’s ECO4 scheme.

This article explains how ECO4 works, who qualifies in 2025, and how to check your eligibility today. If you meet the criteria, you could get insulation, heating systems, or even solar panels installed for free.

What Is the ECO4 Scheme?

ECO4 stands for the Energy Company Obligation Phase 4. It’s a government-backed scheme that requires large energy suppliers to fund energy efficiency upgrades for low-income and vulnerable households.

The aim is to help people save money on heating, reduce carbon emissions, and live in warmer, healthier homes. The scheme runs until March 2026.

What’s Covered Under ECO4?

If you're eligible, ECO4 could cover 100% of the cost of major home improvements, including:

• Loft insulation
• Cavity or solid wall insulation
• Room-in-roof insulation
• First-time central heating
• Air source heat pumps
• High-efficiency boilers
• Solar PV panels
• Draught proofing and heating controls

You don’t need to choose — your home will be assessed and a tailored package will be offered based on what will make the biggest impact.

Who Qualifies for ECO4 in 2025?

There are several ways to qualify for ECO4. You may be eligible if you:

✅ Receive Qualifying Benefits

You can qualify if you or someone in your household receives one or more of the following means-tested benefits:

• Universal Credit
• Child Tax Credit
• Working Tax Credit
• Income Support
• Income-based Jobseeker’s Allowance (JSA)
• Income-related Employment and Support Allowance (ESA)
• Pension Credit (Guarantee Credit or Savings Credit)
• Housing Benefit

✅ Have a Low EPC Rating

Your property must usually have an Energy Performance Certificate (EPC) rating of D, E, F or G. The lower the rating, the higher the priority for support.

✅ Qualify Through LA Flex

Even if you’re not on benefits, your local council may still refer you under a scheme called LA Flex (Local Authority Flexible Eligibility). This is designed for:

• Low-income households not on benefits
• Vulnerable people (e.g. elderly, disabled, or long-term health conditions)
• People living in fuel poverty or at risk of it

Each local council sets their own LA Flex criteria, so it’s worth checking with us to find out if you qualify.

What About Landlords and Tenants?

ECO4 is available to both homeowners and private tenants. If you're a landlord, your rental property may qualify — especially if the tenant is on benefits or the home has a poor EPC rating. You will need to give consent before work can go ahead.

Tenants can also apply directly, with permission from their landlord.

Check If You Qualify in Minutes

The fastest way to find out if you qualify is to book a free home survey with our team.

If you’re eligible, we’ll arrange everything — from survey to installation — at no cost to you.

Final Thoughts

Thousands of households across the UK are already benefiting from the ECO4 scheme — and you could be next. If you’re struggling with high bills or living in a cold home, don’t miss the chance to upgrade your property for free.

Apply online and take the first step toward a warmer, cheaper-to-run home.